I take one good holiday a year and I expect it to be exactly what I plan for. So what went wrong? Well I hadn’t counted on the three upsets:  flood damage in the house after the heavy rains, my central heating packing up in one of the coldest winters in history and my fiance’s birthday present being slightly more over budget than I had first calculated. They all got stuck on my credit card which left me with higher repayments each month and in the weeks coming up to my holiday, I found myself a bit short of cash. That’s when I first came across payday loans no credit check  . So easy and quick to organise on the internet. That was one headache gone.